Welcome to our Housing Section. Here you'll learn why having a safe and secure place to live is so important. We'll cover the basics of what housing is, different types of homes, and why they matter to our health, safety, and overall well-being.
Housing: Structures or dwellings where people live, such as houses, apartments, and condos.
Shelter: A place providing temporary protection from bad weather or danger.
Residence: A place where someone lives; a home.
Dwellings: Places where people live, including houses, apartments, and other living spaces.
Tenure: The conditions under which land or buildings are held or occupied.
Tenant: A person who rents property from a landlord.
Landlord: A person or organization that rents out property.
Lease: A contractual agreement where one party (the tenant) rents property from another party (the landlord) for a specified period.
Land contract: AÂ legal agreement in which the seller of a property provides financing to the buyer for the purchase of the property. Instead of the buyer obtaining a mortgage from a bank or other financial institution, the buyer makes payments directly to the seller.
Financial
Rent: The payment made by a tenant to a landlord for the use of property.
Security Deposit: A sum of money held in trust as a guarantee against potential damage or unpaid rent.
Mortgage: A loan used to purchase real estate, secured by the property itself.
Interest Rate: The proportion of a loan charged as interest to the borrower, typically expressed as an annual percentage.
Down Payment: An initial payment made when something is bought on credit.
Legal
Eviction: The legal process of removing a tenant from rental property.
Foreclosure: The legal process by which a lender takes control of a property, evicts the homeowner, and sells the home after the homeowner fails to make mortgage payments.
Housing Code: Local regulations that establish standards for the condition, maintenance, and occupancy of residential properties.
Zoning Laws: Regulations governing the use of land and buildings, determining what types of structures and activities are allowed in certain areas.
Types of housing
Apartment: A self-contained housing unit that occupies only part of a building.
Condominium (Condo): A building or complex of buildings containing a number of individually owned apartments or houses.
Single-Family Home: A detached residential structure designed to house a single family.
Townhouse: A multi-story house that is attached to similar houses by shared walls.
Duplex: A house divided into two separate residences, each with its own entrance.
Cooperative Housing (Co-op): A housing arrangement where residents own shares in the corporation that owns the building, rather than owning their individual units.
Conditions
Maintenance: The process of keeping a property in good condition through regular repairs and upkeep.
Repair: The process of fixing or restoring something that is broken or damaged.
Renovation: The process of improving a broken, damaged, or outdated structure, often involving major repairs and updates.
Utilities: Essential services provided to a home, including water, electricity, gas, and sewage.
Assistance
Subsidized Housing: Housing that receives financial assistance from the government to make it affordable for low-income residents.
Public Housing: Housing provided by the government to low-income families, the elderly, and individuals with disabilities.
Section 8: A federal program that provides rental assistance to low-income families, the elderly, and disabled individuals, allowing them to afford housing in the private market.
Homeless Shelter: A place offering temporary accommodation and services for homeless individuals and families.
Community
Neighborhood: A distinct area within a larger city or town, often with its own unique character and community.
Community: A group of people living in the same area and having a particular characteristic in common.
Green Space: Areas of grass, trees, or other vegetation set apart for recreational or aesthetic purposes in an otherwise urban environment.
Urban Development: The development and improvement of land and buildings within a city or town.
These role-playing scenarios can help tenants and landlords practice effective communication and problem-solving, ensuring a positive, fair, and respectful relationship.
LEASE AGREEMENTS
Lease: A contractual agreement where one party (the tenant) rents property from another party (the landlord) for a specified period.
Land contract: AÂ legal agreement in which the seller of a property provides financing to the buyer for the purchase of the property. Instead of the buyer obtaining a mortgage from a bank or other financial institution, the buyer makes payments directly to the seller.
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Real Estate Broker
Occupation
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Description
Real estate agents and real estate brokers are people who represents sellers or buyers of real estate or real property. While a broker may work independently, an agent usually works under a licensed broker to represent clients. Wikipedia
13 ways for affordable housing
#safehousing
Being open-minded and not afraid to leave the hood or homies behind can create opportunities you once dreamed of. Explore these 13 ways of keeping a roof over your head.
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