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Eligibility Criteria

Unlock Life-Changing Resources for Your Family The School of the Hard Knocks is here to make a difference in the lives of kids in poverty and the parents who support them. We understand that life’s challenges can be tough, but with the right tools and guidance, you can break barriers and build a brighter future. Our hub offers: Exclusive Resources for Families in Need: Guidance to help parents and kids overcome challenges. Practical Support for Kids in Poverty: Tools to unlock potential and thrive. Community Support: Connect with others who understand and want to see you win.

  • You Must Be A Salaried Employee

  • Age: 23-55 Years Old

  • Net Monthly Income Must Be More Than Rs. 20,000.

  • No Defaults In The Last 24 Months.

  • You Must Be Residing In New York, California, Illinois, Texas

Documents Required

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  • ID Card

  • PAN Card

  • 4 Cheques From Your Salary Account

  • Current Address Proof

  • Permanent Address Proof (In Case The Permanent Address Is Different From The Address On Aadhaar Card)

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A home loan or car loan will allow you to use the money to purchase a home or car respectively. The good news is that when you apply for personal loan, it need not be restricted to a specific use. Once the loan is disbursed, you can use it for any purpose as per your particular need.

  • Arrange For Holidaying Overseas

  • Buy A Large Appliance Like Refrigerator, Television Or Laptop

  • Plan Your Marriage Function As Per Your Expectations

  • Spruce Up Your Home Interiors Through Home Renovation

  • Permanent Address Proof (In Case The Permanent Address Is Different From The Address On Aadhaar Card)

What’s more! ICICI Bank offers fresher funding loan to help you avail of a personal loan on your very first salary. With its pre-approved personal loan, the entire processing is completed in just a few minutes.

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